Finance Available
Finance for your purchase
Spread the cost with flexible finance
The following finance options are available, always subject to the lender’s assessment:
- Apr 17.99% Fixed rate finance over 1-5 years with a £1 deposit up to £20000 max loan
At Watch Stock Limited T/A Watch Stock UK, we are committed to delivering excellent service and we understand that many customers may prefer the option of paying with finance.
With this in mind, we are in the process, to enable customers to spread the cost of purchase with manageable monthly payments.
You can apply online or over the telephone and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.
***Some discounted or Sale items listed are not eligible for finance please ask first***
Eligibility for Retail Finance.
These are typical questions to check your eligibility.
Are you aged between 18-75? You must be over 18 and no older than 75 at the end of the term
Do you have 3 years UK address history? You must be a permanent UK resident homeowner/tenant with min 3yrs UK address history
Do you have a debit or credit card? You will need to verify your identity by entering your card details during the application process £0.30 is presented to the bank and returned, this is just to verification and no money is taken from your bank account
Are you in a bankruptcy or an IVA? If you are currently bankrupt or in a IVA then you will not be eligible for retail finance
Are you employed, self employed or retired and in receipt of income more than £10k per year? If you are employed this must be a permanent position for a minimum of 16hrs per week, if you are retired you will be asked for proof of pension
** Deposit only payable at point of purchase. No payment will be taken upon application**